Interest Rates on our
Savings Accounts
Bonus Multiplier Account
- Interest is capped at AED2,000.00 per month
- Customers need to maintain a Monthly Average Balance of AED 30,000 or transfer a salary of AED 10,000 in the month to be eligible for the interest payout in the month.
Category | Eligibility | Interest rate % p.a |
Transfer your Salary to Liv | Minimum salary > 10K AED | 1.00% |
Primary Account Balance | Minimum balance > 30K AED | 0.50% |
Credit Card spends | Spends > 2.5K AED | 0.75% |
Debit card spends | Minimum salary > 10K AED | 0.25% |
Remittances, Transfers, Bill Payments | Minimum 3 payments/transfers | 0.25% |
Personal Loan | Having a personal loan | 0.25% |
Total | 3.00% |
Game On Deposit Account
For Fixed Deposits created during Game On Deposit Campaign, the interest rate will depend on winners chosen during the campaign period. Click here to know more about campaign details.
Tenure | Interest rate per annum |
6 months | 2.30% |
Money Ahead Deposits
- All Money Ahead Deposits created will be entitled to the interest rates listed below
- For auto-renewed Deposits, the interest rate will be as per rack rates at time of renewal
- Customers can withdraw the FD before the maturity (pre-mature withdrawals). In case of premature withdrawals, interest will be as per rack rates prevailing on FD set up date, for elapsed tenor, less 1% p.a. penal interest; Maximum penalty would be capped at the interest rate at the start of the FD.
Tenure | Interest rate % p.a |
1 month | 2.1% |
2 months | 2.1% |
3 months | 2.2 % |
4 months | 2.2% |
6 months | 2.3% |
12 months | 2.5% |
Goal Accounts
Goal Account Balance (AED) (Ranges) | Interest rate % p.a |
0 - 5K | 0% p.a. |
5 - 15K | 0.50% p.a. |
15- 30K | 1.00% p.a. |
30 - 50K | 2% per annum |
50 - 500K | 2% per annum |
500K - 2M | 1.25% p.a. |
2M+ | 0.5% p.a. |
Liv Lite Accounts
Liv Lite Account Balance (AED) (Ranges) | Interest rates % p.a. |
0 - 500K | 1.00% p.a. |
500K + | 0.25% p.a. |
For USD Accounts
Monthly Average Balance | Interest rates % p.a. |
Below USD 5,000 | 0% p.a. |
USD 5,000 to 25,000 | 0.75% p.a. |
USD 25,000 to 1,000,000 | 0.40% p.a. |
Above USD 1,000,000 | 0.30% p.a. |
Note:
- Rate of interest on Liv Account is subject to change from time to time at the discretion of Liv and/or in accordance with directives from UAE Central Bank.
- Interest will be calculated on the daily available balance or as directed by UAE Central Bank.
- Interest will be credited to customer account monthly
- Liv reserves all rights to amend the interest rate structure without prior notice
- All the above mentioned interest rates are at annual basis. (Per annum)