Foreign Currency exchange rates are indicative

Warning: This product/service may be affected by changes in foreign currency exchange rates.
The transaction may be affected with exchange rates at time of processing and based on cut-off period. The exchange rate displayed is indicative, and prevailing exchange rate will be applied at the time of processing.

Processing time

Warning: The actual time to complete a transaction may differ from estimates due to increased scrutiny of transactions by the correspondent bank/financial institution or entity providing financial services to the beneficiary of remittances.

Penalties & Fees

Warning: Penalties and Fees may be applied if there is a customer error or omission in correct or complete information for remittances.
Ensure accuracy of details provided prior to submitting the transfer request. In case if customer provides incorrect or incomplete details, transactions will be rejected & refunded at prevailing exchange rates and loss, if any, will have to be borne by the remitter.

Additional fees by correspondent bank

Warning: Additional fees may be levied subject to currency, destination country/bank by the correspondent bank/financial institution or entity providing financial services to the beneficiary of remittances.

Cooling-off waiver

I hereby agree to waive cooling-off period for this transaction as it requires immediate processing

Additional terms and information

All outward transfers are sent entirely at your risk. You shall be responsible for the accuracy of the information provided in the payment order. Once executed, the payment order is irrevocable. If incorrect details are provided, your outward transfer will be rejected and the funds will be credited to your account within 7-10 working days (if a confirmation of reversal of funds is received from the beneficiary bank). Please note that returned funds will be subject to conversion at prevailing exchange rates and any losses incurred shall be borne by you.

The credit instructions will be executed on the sole basis of the beneficiary’s account number NOT the beneficiary’s name (however the beneficiary’s name should match name on the beneficiary account)

You agree to not use International Transfers for business transactions or to commercial entities. Any returned funds due to rejections will be subject to conversion at prevailing exchange rates and any losses incurred shall be borne by you.

Emirates NBD Bank (P.J.S.C) (the ‘’Bank’’ ) will, as part of its regulatory obligations, screen all outward payments to satisfy itself that the payment does not breach any local or international regulations including any regulation in connection with restricted beneficiaries. As part of this obligation, the Bank, its agents and correspondents reserve the right to seek any additional information. The Bank reserves the right to perform the screening process at any point during the processing of the payment instructions, even after the issuance of an intermediary receipt. Payment instructions may not be completed or processed by the Bank until the additional details are provided. You agree to indemnify the Bank, its agents and correspondents against any loss, costs, damages, expense, liability or proceeding which the Bank may incur or suffer as a result of acting upon, delaying to act upon or refraining from acting upon the said instructions. In no event shall the Bank be liable for any loss of profits or contracts or special, indirect or consequential loss or damages suffered by you.

The Bank shall have the right not to execute the transfer request in case of an insufficient balance in the account set out in the payment order.