Refer your friend

All you need to know about referral program

The referral program is a way to add your friends to Liv. You can earn something every time you refer your friend to Liv.

Referral program allows you to earn rewards for inviting your friends and family to Liv. You can invite them to open an account, get a credit card or both.

Effective 1st Feb, 2022, once your friend opens an account using your referral link and tops up their account with AED 2500 or more within 45 days of referral, you both earn AED 50.

You can refer up to 20 people per product. Your referral will stay active for 45 days during which your friend can open an account and sign up for a credit card.

You cannot refer your friend who already has a Liv. Account or credit card.

What do I get for referring my friends?

The reward is simple:

  1. Account opening – If your friend opens a Liv. account and tops it up with AED 2500 or more. You and your friend get AED 50.
  2. Credit Card – If your friend’s Credit Card application gets approved and they activate their card you get AED 100 for referring Platinum Credit card and AED 200 for referring World Credit Card. When your friend spends AED 500 or more using their Liv. Credit card within the first month of card activation you get another AED 100 on Platinum Credit card and AED 200 on World Credit Card.
  3. It will be credited to the account within 2 months of successful referral.
  Application Approved and Card Activation Spend a minimum of AED 500 with your Liv. Credit Card
Platinum Credit Card AED 100 AED 100
World Credit Card AED 200 AED 200

Am I eligible to refer a friend?

Yes, anyone with a Liv. account can refer a friend for Liv. Account or Liv. Credit card.

Can I refer my friend for Liv. Account and Credit card?

Yes, you can refer your friend for both.

If my Friend doesn’t have a Liv. account and I refer Credit card to him/her, would I be eligible to get rewarded for Liv. Account and Credit card?

You will only get rewarded for what you have referred your friend to, so go ahead and refer your friend for both!

Can I refer my friend for a credit card if he/she has a Liv. Account already?

Yes, you can refer your friend for a credit card who is already holding a Liv account.