Fees & charges
Liv. Primary Account
Account Maintenance & Closure fee
| Students aged up to 23 years (with proof) | Free |
|
You need to transfer monthly salary of AED 5,000 or more to Liv. If you can’t then do either of the following
Example - If your primary account has AED 100 and your goal account has AED 2,900 for the whole month, you will not be charged. |
Free |
| If you're unable to do any of the above | AED 20* p/m |
| Early Account Closure Fee (within 6 months) | AED 50* |
*All charges, commissions and fees mentioned are exclusive of VAT
Statements
| Downloading of E-statements | Free |
| Stamped Statement – Delivery | AED 23.81 |
Card issuance
| Delivery of 1st Liv. Card to your preferred location | Free |
| Scheduling of 3rd Appt for Card | AED 25 |
| Liv. Card Early Replacement | AED 25 |
Emirates NBD ATMs in UAE
| Cash Withdrawal | Free |
| Balance Enquiry | Free |
| Cash Deposit to Liv. Account | Free |
Non Emirates NBD ATMs in UAE
| Cash Withdrawal | AED 2 |
| Balance Enquiry | AED 1 |
| Declined Transaction | AED 1 |
ATMs in GCC countries
| Cash Withdrawal | AED 6 |
| Balance Enquiry | AED 3 |
International ATMs
| Foreign Currency Withdrawal | AED 20 |
| Foreign Currency Transaction | 1.84%*** |
| Balance Enquiry | Free |
***This fee is charged in addition to the standard processing fee charged by Visa International and is applicable to transactions performed in any currency other than UAE Dirham.
Top-up via any UAE Debit Card
| Emirates NBD & Emirates Islamic Debit Cards | Free |
| Other UAE Bank Debit Cards | Free |
Money Transfer
| Local Inward Transfer | Free |
| Local Outward Transfer | AED 1 |
| Inward Remittance | Free |
| Remittance to India, Pakistan, Sri Lanka, Philippines | AED 9.9 |
| Remittance to UK | AED 10 |
| All other International Transfers | AED 20* |
| Issuance of Manager Cheque | AED 30 |
* Correspondent bank charges may apply
Bank Letters
| Liability Letter / No Liability Letter | AED 50 |
| Bank Reference Letter | AED 50 |
| Balance Certificate | AED 50 |
Transfer within Liv.
| Send | Free |
| Request | Free |
Direct debit
| Direct Debit Failure | AED 25 |
Bill Payment
| All Utilities | Free |
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Liv. Blog Articles
All About Life
Being their own boss – why millennials are attracted to entrepreneurship and how this will disrupt the way the world works
As more and more people enter the field of entrepreneurship to bring their ideas to the world, the popularity of being self-employed has drastically risen during the ongoing pandemic.
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