Fees & charges
Liv. Primary Account
Account Maintenance & Closure fee
Students aged up to 23 years (with proof) | Free |
You need to transfer monthly salary of AED 5,000 or more to Liv. If you can’t then do either of the following
Example - If your primary account has AED 100 and your goal account has AED 2,900 for the whole month, you will not be charged. |
Free |
If you're unable to do any of the above | AED 20* p/m |
Early Account Closure Fee (within 6 months) | AED 50* |
*All charges, commissions and fees mentioned are exclusive of VAT
Statements
Downloading of E-statements | Free |
Stamped Statement – Delivery | AED 23.81 |
Card issuance
Delivery of 1st Liv. Card to your preferred location | Free |
Scheduling of 3rd Appt for Card | AED 25 |
Liv. Card Early Replacement | AED 25 |
Emirates NBD ATMs in UAE
Cash Withdrawal | Free |
Balance Enquiry | Free |
Cash Deposit to Liv. Account | Free |
Non Emirates NBD ATMs in UAE
Cash Withdrawal | AED 2 |
Balance Enquiry | AED 1 |
Declined Transaction | AED 1 |
ATMs in GCC countries
Cash Withdrawal | AED 6 |
Balance Enquiry | AED 3 |
International ATMs
Foreign Currency Withdrawal | AED 20 |
Foreign Currency Transaction | 1.84%*** |
Balance Enquiry | Free |
***This fee is charged in addition to the standard processing fee charged by Visa International and is applicable to transactions performed in any currency other than UAE Dirham.
Top-up via any UAE Debit Card
Emirates NBD & Emirates Islamic Debit Cards | Free |
Other UAE Bank Debit Cards | Free |
Money Transfer
Local Inward Transfer | Free |
Local Outward Transfer | AED 1 |
Inward Remittance | Free |
Remittance to India, Pakistan, Sri Lanka, Philippines | AED 9.9 |
Remittance to UK | AED 10 |
All other International Transfers | AED 20* |
Issuance of Manager Cheque | AED 30 |
* Correspondent bank charges may apply
Bank Letters
Liability Letter / No Liability Letter | AED 50 |
Bank Reference Letter | AED 50 |
Balance Certificate | AED 50 |
Transfer within Liv.
Send | Free |
Request | Free |
Direct debit
Direct Debit Failure | AED 25 |
Bill Payment
All Utilities | Free |
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Liv. Blog Articles

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