Fees & charges
Liv Primary Account
Account Maintenance & Closure fee
| Students aged up to 23 years (with proof) | Free |
|
You need to transfer monthly salary of AED 5,000 or more to Liv If you can’t then do either of the following
Example - If your primary account has AED 100 and your goal account has AED 2,900 for the whole month, you will not be charged. |
Free |
| If you're unable to do any of the above | AED 25* p/m |
| Early Account Closure Fee (within 6 months) | AED 50* |
*All charges, commissions and fees mentioned are exclusive of VAT
Statements
| Downloading of E-statements | Free |
| Stamped Statement – Delivery | AED 23.81 |
Card issuance
| Delivery of 1st Liv Card to your preferred location | Free |
| Scheduling of 3rd Appt for Card | AED 25 |
| Liv Card Early Replacement | AED 25 |
Emirates NBD ATMs in UAE
| Cash Withdrawal | Free |
| Balance Enquiry | Free |
| Cash Deposit to Liv Account | Free |
Non Emirates NBD ATMs in UAE
| Cash Withdrawal | AED 2 |
| Balance Enquiry | AED 1 |
| Declined Transaction | AED 1 |
ATMs in GCC countries
| Cash Withdrawal | AED 6 |
| Balance Enquiry | AED 3 |
International Purchases
| Foreign Currency Withdrawal | AED 20 |
| Foreign Currency Transaction | 3.14%*** |
| Balance Enquiry | Free |
***This fee is charged in addition to the standard processing fee charged by Visa International and is applicable to transactions performed in any currency other than UAE Dirham.
Top-up via any UAE Debit Card
| Emirates NBD & Emirates Islamic Debit Cards | Free |
| Other UAE Bank Debit Cards | Free |
Money Transfer
| Local Inward Transfer | Free |
| Local Outward Transfer | AED 0 |
| Inward Remittance | Free |
| Remittance to India, Pakistan, Sri Lanka, Philippines | AED 9.9 plus VAT |
| Remittance to UK | AED 10 |
| All other International Transfers | AED 20* |
| Issuance of Manager Cheque | AED 30 |
* Correspondent bank charges may apply
Bank Letters
| Liability Letter / No Liability Letter | AED 50 |
| Bank Reference Letter | AED 50 |
| Balance Certificate | AED 50 |
Transfer within Liv
| Send | Free |
| Request | Free |
Direct debit
| Direct Debit Failure | AED 25 |
Bill Payment
| All Utilities | Free |
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